Your Retirement Journey
There’s a lot to consider when you retire. We’ve put together resources to help you along the way, organized by the four most common phases of life following retirement.
PHASE 1
Retirement Beyond the Honeymoon Phase
After the honeymoon phase, you may feel bored and restless. You’ve checked off travel goals and finished pet projects. Long, unstructured days lie ahead. It’s time to reevaluate your priorities and foster a renewed sense of purpose through hobbies, volunteering, learning, teaching, mentoring or part-time employment.
PHASE 2
Creating a Retiree Routine
You’ve established a comfortable daily routine centered around family, friends and favorite activities. You’re reflecting on ways to document your life and legacy through scrapbooking, writing or researching your family tree. Keeping track of finances is an on-going focus but personal growth and relationships take center stage.
PHASE 3
Adjusting to the Realities of Aging
This phase is marked by age-related changes that might require you to modify your lifestyle. You may experience the loss of loved ones or the start of a chronic health condition. What are the emotional and practical implications? Has your support system changed? How will you adapt?
PHASE 4
Considering the Benefits of Senior Living
At this stage, you realize you need help. Maintaining your home is more challenging. Maybe you’ve stopped driving and feel isolated and dependent on others. Health issues restrict your ability to live independently without support or modifications. Your adult children may suggest moving to a senior living community. Next steps involve researching your options, downsizing and what you can afford.
