Your Retirement Journey

There’s a lot to consider when you retire. We’ve put together resources to help you along the way, organized by the four most common phases of life following retirement.

Your Retirement Journey

4 residents playing cards and taking a selfie with a phone camera.
Two senior residents gardening outdoors on terrace
Phase 1

Retirement Beyond the Honeymoon Phase

After the honeymoon phase, you may feel bored and restless. You’ve checked off travel goals and finished pet projects. Long, unstructured days lie ahead. It’s time to reevaluate your priorities and foster a renewed sense of purpose through hobbies, volunteering, learning, teaching, mentoring or part-time employment.

Senior resident and adult daughter looking through photo album at desk by window.
Phase 2

Creating a Retiree Routine

You’ve established a comfortable daily routine centered around family, friends and favorite activities. You’re reflecting on ways to document your life and legacy through scrapbooking, writing or researching your family tree. Keeping track of finances is an on-going focus but personal growth and relationships take center stage.

Senior resident and daughter hugging outdoors, trees in background.
Phase 3

Adjusting to the Realities of Aging

This phase is marked by age-related changes that might require you to modify your lifestyle. You may experience the loss of loved ones or the start of a chronic health condition. What are the emotional and practical implications? Has your support system changed? How will you adapt?

4 senior residents laughing and smiling while enjoying breakfast together in the dining room.
Phase 4

Considering the Benefits of Senior Living

At this stage, you realize you need help. Maintaining your home is more challenging. Maybe you’ve stopped driving and feel isolated and dependent on others. Health issues restrict your ability to live independently without support or modifications. Your adult children may suggest moving to a senior living community. Next steps involve researching your options, downsizing and what you can afford.

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